THE
THE
JOY
JOY
OF
MONEY
OF
MONEY
How to do more with and feel better about your Money—No matter how much you have.
THIS BOOK WILL HELP YOU…
UNDERSTAND YOUR STORY
Why you feel the way you do about money—and how to move forward.
TAKE ACTION
Real strategies for budgeting, debt, and saving that fit your actual life.
BUILD YOUR JOY
Create stability without sacrificing what matters most.
KEEP GOING
Make it stick for the long haul.
UNDERSTAND YOUR STORY
Why you feel the way you do about money—and how to move forward.
TAKE ACTION
Real strategies for budgeting, debt, and saving that fit your actual life.
BUILD YOUR JOY
Create stability without sacrificing what matters most.
KEEP GOING
Make it stick for the long haul.
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A refreshing, honest take on money that meets people where they really are — and helps them move forward with hope and clarity.”
Finally, a money book that acknowledges the system is stacked — and still shows you how to win.”
Part memoir, part guide, and all heart. This book doesn’t lecture — it empowers.”
“What I love most about The Joy of Money is Carrie Joy's voice—authentic, smart, and on your side. She meets you where you are—whether ready to invest or getting out of credit card debt—and shows you exactly how to take control of your money, one concrete step at a time.”
— Farnoosh Torabi, host of So Money and author of A Healthy State of Panic
A refreshing, honest take on money that meets people where they really are — and helps them move forward with hope and clarity.”
Finally, a money book that acknowledges the system is stacked — and still shows you how to win.”
Part memoir, part guide, and all heart. This book doesn’t lecture — it empowers.”
“What I love most about The Joy of Money is Carrie Joy's voice—authentic, smart, and on your side. She meets you where you are—whether ready to invest or getting out of credit card debt—and shows you exactly how to take control of your money, one concrete step at a time.”
— Farnoosh Torabi, host of So Money and author of A Healthy State of Panic
A refreshing, honest take on money that meets people where they really are — and helps them move forward with hope and clarity.”
Finally, a money book that acknowledges the system is stacked — and still shows you how to win.”
Part memoir, part guide, and all heart. This book doesn’t lecture — it empowers.”
“What I love most about The Joy of Money is Carrie Joy's voice—authentic, smart, and on your side. She meets you where you are—whether ready to invest or getting out of credit card debt—and shows you exactly how to take control of your money, one concrete step at a time.”
— Farnoosh Torabi, host of So Money and author of A Healthy State of Panic
THIS BOOK ISN'T A LECTURE.
THIS BOOK ISN'T A LECTURE.
It’s a love letter to everyone who’s ever looked at their bank account (or been afraid to) and thought, how am I supposed to do this?
It’s a love letter to everyone who’s ever looked at their bank account (or been afraid to) and thought, how am I supposed to do this?
Carrie Joy Grimes, Author
STEP 1
GET YOUR COPY OF THE JOY OF MONEY
STEP 2
INSIDE THE JOY OF MONEY
Carrie Joy is your money coach teaching you how to:
MONEY LEVEL 1
Get Past Your Money Mental Blocks
Getting good at money isn’t just a bunch of math, it’s knowing what motivates you, pushes you off track, pulls you back on, and how to reset when you skid.
MONEY LEVEL 2
Decide What Matters in YOUR Budget
Before anything else, let’s get clear about what a budget is: A budget is a TOOL that helps YOU decide what YOU want to do with YOUR money.
MONEY LEVEL 3
MAKE AN EMERGENCY FUND
Start small, stay steady. Even five bucks at a time builds the kind of calm you can’t put a price on.
MONEY LEVEL 4
Take The Free Money From Your Boss
This Money Level helps you figure out how to get all the benefit you can from your job. It is FREE MONEY, which we REALLY LIKE!
MONEY LEVEL 5
Pay off Credit Cards and Other High- Interest Debt
This Level will help you (1) get your debt to a place where it serves you— and you don’t serve it, and (2) improve your credit score.
MONEY LEVEL 6
Make a Life Happens Fund
It’s time to upgrade your Emergency Fund, and turn it into your Life Happens Fund.
MONEY LEVEL 7
Decide How (and When!) You Can Buy a Home
Dreaming of your own place? This breaks down what you really need—no fluff, no false hope.
MONEY LEVEL 8
Smart Steps to Take Now for the Retirement You Deserve
It’s never too early, and definitely never too late. Every dollar you save is a high-five to Future You.
MONEY LEVEL 9
Make Your Money…Make More Money
You can be good at investing. It just requires consistency, patience, and a plan.
MONEY LEVEL 10
Demand more
This is the part where we start to think bigger. Because taking full control of your financial life also means doing your part to earn real financial security.
MONEY LEVEL 1
Get Past Your Money Mental Blocks
Getting good at money isn’t just a bunch of math, it’s knowing what motivates you, pushes you off track, pulls you back on, and how to reset when you skid.
MONEY LEVEL 2
Decide What Matters in YOUR Budget
Before anything else, let’s get clear about what a budget is: A budget is a TOOL that helps YOU decide what YOU want to do with YOUR money.
MONEY LEVEL 3
MAKE AN EMERGENCY FUND
Start small, stay steady. Even five bucks at a time builds the kind of calm you can’t put a price on.
MONEY LEVEL 4
Take The Free Money From Your Boss
This Money Level helps you figure out how to get all the benefit you can from your job. It is FREE MONEY, which we REALLY LIKE!
MONEY LEVEL 5
Pay off Credit Cards and Other High- Interest Debt
This Level will help you (1) get your debt to a place where it serves you— and you don’t serve it, and (2) improve your credit score.
MONEY LEVEL 6
Make a Life Happens Fund
It’s time to upgrade your Emergency Fund, and turn it into your Life Happens Fund.
MONEY LEVEL 7
Decide How (and When!) You Can Buy a Home
Dreaming of your own place? This breaks down what you really need—no fluff, no false hope.
MONEY LEVEL 8
Smart Steps to Take Now for the Retirement You Deserve
It’s never too early, and definitely never too late. Every dollar you save is a high-five to Future You.
MONEY LEVEL 9
Make Your Money…Make More Money
You can be good at investing. It just requires consistency, patience, and a plan.
MONEY LEVEL 10
Demand more
This is the part where we start to think bigger. Because taking full control of your financial life also means doing your part to earn real financial security.
STEP 3
GET THE FREE MONEY RESOURCES.
Get the tools from The Joy of Money toolbox to help you make a real plan and stick with it.
COMING SOON
The Joy of Money gives you the tools; WorkMoney helps you use them.
Join the 9 million-member community for interactive resources, real help, and step-by-step ways to save, earn, and feel in control.
You don’t have to do this alone—together, it gets easier.
